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Retirement Moves to Make in Your 20s
I often use my friends as a small sampling for informal financial surveys. It usually happens sitting in front of a sports game, relaxing, and I try to introduce a financial topic. “That was a nice...
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Cash Flow Problems? How to Maintain a Strong Cash Flow for Your Enterprise
They say that cash flow issues are never far behind when you are running an enterprise, especially if it is a small or medium-sized business or a start-up. But if you feel that your business is...
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2014: A Year in Review
Wow, 2014 seemed to go fast. I can’t believe it’s already 2015… but I seem like I say that every year. Time seems to go by pretty fast, and that is part of the reason I take a moment to reflect on the...
View ArticleOur New “Budget” in 2015
As a personal finance blogger, I have failed all of my readers. If this were a religious blog, I’d start out with the bold claim: “I’ve sinned.” You see, I stopped budgeting. When I started this blog...
View Article4 Tips to Spend Less and Save More
We all know how to spend. Spending money comes quite easily to us. However, learning to save money is what we all should know. Saving seems more difficult than it really is because of the expenses...
View ArticleWhy Paying Off Your Mortgage is So Darn Tempting
My wife and I have owned our home for less than 3 months, and I am already tempted to start paying extra money towards our mortgage. Not only that, but we have paid exactly TWO payments. That’s 2 out...
View ArticleSaving Money by Planning for Extra Funeral Costs
One important way to pay for extra funeral costs are planning for them. However, how much do you need to have for this process? Below are a few ideas on how you can save money by accurately planning...
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How Investments are Taxed
Never does a year go by without a more complicated tax code. The complete tax code now stands at more than 76,000 pages and millions of words. A Smart Investor tries to keep money in his pocket....
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Best Way to Track Your Net Worth
Almost two years ago I started tracking our net worth. I had seen many of my blogging friends track their net worth from month to month, and began to realize how beneficial it is to track. For those of...
View ArticleHow Foreign Currency Exchange is Transforming the World
Money is a pretty simple concept when you look at it from a distance. It’s a representation of value. Rather than having to barter and trade one thing for another thing, like in olden times, you can...
View ArticleHow to Get Through College
Leaving high school and heading to college can be an overwhelming time in anyone’s life. Not only is it a time when you leave all things familiar, but it’s also the beginning of a new journey. It’s...
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Why Young Adults Need to Use Credit Cards
Unfortunately, financial advisers have related mixed opinions when it comes to using credit cards. I say unfortunately, because there is nothing to dislike. I got my first credit card when I was 18 and...
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How to Save Money: Even Your Milk Money Counts
Do you find yourself saying that you don’t have enough money? Is it hard to find the pennies necessary to pay the bills? Saving money can be difficult at times for a lot of reasons. Whether it is...
View ArticleAdding Investment Arrows to Your Quiver, With FX Trading
Adding arrows to your quiver: it’s an archery metaphor that refers to having a lot of solutions to a single problem. I don’t know enough about archery to extend this metaphor in any direction, so let’s...
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Things that Affect the Market
Wall Street is a fascinating place. Every single day of the week whole businesses are bought and sold based on years of future earnings, but a single day can send investors into a panic. You’ve seen...
View Article3 Ways NOT to Respond to the Stock Market Crash
Over the past few days, the stock market has been in drastic decline, and many people are already starting to react in dramatic fashion. In fact, I’ve talked to several friends and colleagues who are...
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Is Owning a Home Worth It? 9 Month Recap
I can’t believe that my wife and I have owned our home for over 9 months now. It wasn’t that long ago that I wrote the post announcing our purchase – or so it seems. Yet, so much has happened in the...
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The Easiest Way to Increase Your Investments
After you have done any activity for several consecutive years, whether its a hobby, sport, etc., you begin to learn not only about the thing that you are doing, but about yourself. The same is true...
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Don’t Buy a Home Too Early! Here’s What Could Happen If You Do
Two years ago, my wife and I were looking to make the big move to Boston. It wasn’t just any ordinary out-of-state move, because we had job stability. Mrs. 20s had a job based out of Boston, and she...
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Simple Ways to Maintain Your Financial Health
When you’re in your twenties, you often have new student loans, plus easy access to credit cards, shopping available at any time of the day or night, and the desire for overseas trips and new cars. As...
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